Thank You Cards Bulk
Rewards Cards' Sign-up Bonuses Get More Generous
New credit card offers are again streaming into consumers' mailboxes and inboxes, and many proffer something extra to help sweeten the pot. It could be tens of thousands of extra airline miles, gift cards, merchandise discounts or hefty checks.
For consumers in good financial standing, "some of the incentives are so attractive, they might as well apply for the card," says Andrew Davidson, senior vice president at the research firm Mintel Comperemedia.
One of the most impressive Davidson says he's seen is a Chase Freedom card offering $300 cash back if someone spends $500 in three months. And the Citi Forward card doesn't just reward signing up, it rewards good payment behavior. Its rewards include up to 6,000 ThankYou points formaking $600 in purchases and signing up for paperless statements, and another 1,200 bonuspoints for paying your bill on time and staying under your credit limit.
Card issuers are "looking for ways to stand out" because so many consumers already have rewards cards . "They're sort of like the plain vanilla in credit cards," Davidson says.
After curtailing credit card offers during the depths of the recession, along with slashing credit lines and even rescinding credit cards, the competition is heating up again. During the first quarter of 2011, more than 1.4 billion offers were sent to consumers, compared to about 825,000 just a year before, Mintel Comperemedia research found.
Optimism fueling incentives
While Davidson doubts the number of credit card offers will return to pre-recession levels of 2.2 million annually, "there's a sense of optimism we're starting to see throughout the industry."
Almost 60% of credit card offers made during the past quarter had an additional incentive, such as bonus miles, gift cards and cash back rewards, up from just 30% in 2007, he says.
"Consumers expect this now," says Kelly Hlavinka, managing partner at Colloquy, a company focused on the loyalty marketing industry. "They expect a little extra for pulling a card out of their wallet."
"The real battle is for 'top-of-the-wallet' status," Hlavinka says. Many consumers carry a Visa , a MasterCard and an American Express , and they decide which to use most frequently based on which one offers the best rewards.
If a particular card has a great rewards program, "it behooves consumers to consolidate their spending" on that credit card, she says, because the rewards add up faster, and consumers are less likely to forget about their perks or let rewards expire.
Thank You Cards Bulk - News
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And the Citi Forward card doesn't just reward signing up, it rewards good payment behavior. Its rewards include up to 6000 ThankYou points formaking $600 in purchases and signing up for paperless statements, and another 1200 bonuspoints for paying your
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Message Boards - ""Bulk" card making" - General Scrappin' - Two ...
OK, Peas, I hope someone will know what I'm talking about here! Many years ago I seem to remember seeing a website that had instructions for making cards "in bulk". They told you how many sheets of each paper you would need, and what dimensions to cut from those sheets and how to assemble them. You would end up with multiple cards that matched (or at least coordinated). I would love to make some thank you cards for my mom for her birthday, because she loves to send thank you cards! But I don't have the time or energy to create a set of cards that are all unique!
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